Hefty charges for using mobile phones abroad top the list of “holiday rip-offs”, according to a survey.

Charges for using debit or credit cards overseas was the second-biggest moan, the poll of 1,515 people by Post Office Travel Money found.

Baggage charges, poor exchange rates at airports and at hotels and the high cost of taxis and airport transfers also featured in the rip-off list.

Asked to name their major holiday irritant, families named bites and stings, followed by dirty beaches and dirty seawater.

Families also expressed fear of getting food poisoning and worried about their children not liking the local food.

The survey coincided with a family holiday report from Post Office Travel Money which compared holiday prices in various countries.

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