Be smart with your money: Thinking green could pay off more than you think
Money Talk by BOV
When most people think about making their home or business more sustainable, their minds usually jump straight to solar panels. But what if there are other investments that could deliver an even better return?
That was one of the key messages shared by Bank of Valletta's Head of Product Development, Mark Scicluna Bartoli, during the latest Money Talk interview with Times of Malta journalist James Cummings. The discussion forms part of the ongoing series brought to you by Bank of Valletta in collaboration with Times of Malta, aimed at helping people be smart with your money and make more informed financial decisions.
In this insightful conversation, Scicluna Bartoli unpacks the concept of green lending and explains how it can help both individuals and businesses finance environmentally friendly investments while potentially reducing their long-term costs. From solar panels and electric vehicles to insulation, double glazing and water-saving solutions, he highlights the many opportunities available to those looking to reduce their environmental footprint and improve energy efficiency.
The interview also explores the financial side of the equation, covering preferential lending rates, government grant schemes and European funding opportunities that can make green investments more accessible and attractive. For businesses, Mark shares practical examples of how small operational changes can lead to meaningful savings over time.
Perhaps the most valuable takeaway is his advice not to follow trends blindly. Instead, he encourages people to first understand where they can make the biggest impact, identify available support schemes and choose the financing solution that best fits their needs.
Whether you're considering upgrading your home, investing in your business or simply looking for ways to make smarter financial decisions, this interview offers plenty of practical insights.
Watch the full interview and discover how taking a greener approach could help you be smart with your money, while doing something positive for the environment at the same time.